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Maschoff Insurance Agency LLC

1451 NE 69th Place
Suite 45
Ankeny, IA 50023

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Commerical Insurance FAQs for Business Owners

Owning your own business brings a special type of pride and confidence. The best way to protect the hard work you have put into your business is through a sound commercial insurance policy. At Maschoff Insurance Agency LLC, serving Ankeny, IA, we make it our business to help business owners like you find the right insurance products. Check out these frequently asked questions concerning commercial insurance. 

What Is Commercial Insurance?

Commercial insurance is a unique set of insurance products specially designed for the business owner. These insurance products help business owners protect their properties, employees, and assets. There are many different elements that go into a successful business, and commercial insurance policies can help you to cover all of these elements with one convenient policy. 

What Does Commercial Insurance Cover?

Each business is different, so each commercial policy will be different as well. Your insurance representative will be able to help you customize a policy that is perfect for you and your business needs. There are, however,  a few general areas that commercial insurance covers. General types of coverage include:

  • Property Damage- Property damage coverage will help repair or replace the property that is damaged due to natural disaster, fire, or burglary. 
  • Liability Coverage- Liability coverage will kick in if someone is injured on your business property or because of your goods or services. This type of coverage can help pay for medical bills or legal expenses resulting from an incident. This is an important type of coverage to have if you wish to protect your business and personal assets.

If you would like to learn more about our services, please contact our office at Maschoff Insurance Agency LLC, serving Ankeny, IA.

Crucial Home Maintenance Projects

Being a homeowner in Ankeny, IA, means you have a lot of responsibilities. The biggest responsibility homeowners have is taking care of routine maintenance projects to help keep the home structurally sound, and all the components are working correctly. Properly maintaining your home also reduces the risk of damage associated with a fire or bad weather. Call Maschoff Insurance Agency LLC for details about coverage associated with damage to your home. 

Termite Inspection

Termites can wreak havoc on a home’s structure and could be expensive to fix. Have your home inspected for termites every year and resolve any termite issues immediately. 

Smoke and Carbon Monoxide Detectors

If you do not already have them installed, install smoke and carbon monoxide detectors in your home. It would be best to have a carbon monoxide detector on every floor of the home and smoke detectors on every floor and outside of sleeping areas. Test these alarms monthly and, if needed, add fresh batteries. 

Exhaust Fans

Clean out the exhaust fans in the bathrooms to help prevent mold and mildew from growing. In addition, cleaning the attic and ventilation fans help keep the airflow moving in the home. Cleaning exhaust fans every three months helps save energy and keeps the fans functioning correctly. 


Check all sinks in the home for any possible leaks. If the caulking is damaged, remove and recaulk the sink. Checking your sinks for leaks should be conducted a couple of times a year. 

By conducting routine home maintenance projects, you can keep your home in tip-top shape, reducing the chances of experiencing damage caused by a fire or inclement weather in Ankeny, IA. Call our agents today at Maschoff Insurance Agency LLC for more information about protecting your home. 

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