Owning your own business brings a special type of pride and confidence. The best way to protect the hard work you have put into your business is through a sound commercial insurance policy. At Maschoff Insurance Agency LLC, serving Ankeny, IA, we make it our business to help business owners like you find the right insurance products. Check out these frequently asked questions concerning commercial insurance.
What Is Commercial Insurance?
Commercial insurance is a unique set of insurance products specially designed for the business owner. These insurance products help business owners protect their properties, employees, and assets. There are many different elements that go into a successful business, and commercial insurance policies can help you to cover all of these elements with one convenient policy.
What Does Commercial Insurance Cover?
Each business is different, so each commercial policy will be different as well. Your insurance representative will be able to help you customize a policy that is perfect for you and your business needs. There are, however, a few general areas that commercial insurance covers. General types of coverage include:
- Property Damage- Property damage coverage will help repair or replace the property that is damaged due to natural disaster, fire, or burglary.
- Liability Coverage- Liability coverage will kick in if someone is injured on your business property or because of your goods or services. This type of coverage can help pay for medical bills or legal expenses resulting from an incident. This is an important type of coverage to have if you wish to protect your business and personal assets.
If you would like to learn more about our services, please contact our office at Maschoff Insurance Agency LLC, serving Ankeny, IA.