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Maschoff Insurance Agency LLC

1451 NE 69th Place
Suite 45
Ankeny, IA 50023

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Basic Guidelines to Follow When Choosing Life Insurance Coverage

Purchasing a life insurance policy will protect your loved ones in the future. Use the following tips when choosing insurance coverage to benefit your family members.

Family Members

Consider each person who is in your family. Life insurance coverage should adequately provide each member with the funding needed to survive. If your family may expand in the future, be prepared to increase your life insurance coverage as needed. 

Unique Circumstances

Consider this if anyone in your family is facing a challenge that could necessitate more funds. A preexisting medical condition, educational needs, or another financial obstacle may persuade you to seek additional life insurance coverage.

The circumstances that your loved ones are faced with may change throughout the course of your life. For this reason, updating your life insurance coverage when you think it will be beneficial is a good idea.


Term life insurance products and whole life insurance products vary. Compare various insurance types to help you determine which investment is best for you.

If you settle on a term life insurance policy, you will have coverage for a definitive amount of time. You may discover that this type of coverage is beneficial if you have young children or if some of your loved ones are actively attending college or dealing with another expensive situation.

Additional Resources

Contact an agent who represents Maschoff Insurance for more advice. One of our agents who serve Ankeny IA will describe various life insurance products that will protect your family members. You will also receive instructions on how to keep your insurance policy updated in the future.

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