If you are driving in Iowa, you need to carry certain documents in your vehicle to be in compliance with the law. You can be fined or worse if you are pulled over for any reason and are not able to produce the required documents. At Maschoff Insurance in Ankeny, IA, we are dedicated to making sure all of our customers have the auto insurance that they need.
Documents to carry in your vehicle:
The state of Iowa requires that you have a legal title and registration for your vehicle. While you are not required to carry the title in the vehicle, you must carry the registration. To register your vehicle for the first time, you must show the title. If there is a lien on the vehicle, that should be noted. Keep your registration up to date, which means letting them know if your address is changed. Registration renews yearly.
While you don’t need to show proof of insurance to register your vehicle, you do need to have auto insurance in Iowa to drive the vehicle. The required coverage is liability and the legal minimum is 20/40/25. This allows $20,000 for injuries to the first person, $40,000 for all injuries, and $15,000 for damage to property. When you get auto insurance, your agent or the carrier will send you an insurance card to confirm it and this proof needs to be in the vehicle.
Many people use their driver’s license as a picture ID so they have it on their person at all times. It does not need to remain in the vehicle but should be available if you are asked to provide it. When you are in the vehicle, it should be in the vehicle.
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Contact Maschoff Insurance in Ankeny, IA when you want to discuss your auto insurance coverage and get a no-obligation quote.