Classic automobile insurance, as the name suggests, is a specialized kind of protection for cars that are 10 years old or older and have historical importance. We offer various forms of classic car insurance here at Maschoff Insurance, serving the Ankeny, IA area.
Here is more about this specialty type of coverage:
What Is Considered a Classic Car?
There is no single definition of a car that qualifies as a classic. Insurance agencies have their own stipulations to meet in order to get a classic car policy. For example, some agencies require a car to be at least 20 years old and possess some type of rarity to be considered a classic car. Some agencies simply require the car to be registered as a classic car to qualify for classic car insurance. Contact Maschoff Insurance now to learn about our classic car requirements.
Are Classic Cars Antique or Vintage?
The term classic car often gets used interchangeably with the terms antique car and vintage car. The terms, however, are not one and the same. An antique car usually has to be at least 45 years old. It must also be maintained according to the manufacturer’s original specifications to be considered an antique. Vintage cars are those with birthdates between 1919 and 1930. Some antique cars are considered vintage cars. Classic cars, on the other hand, must be 10 to 40 years old.
Does New Hampshire Require Classic Car Insurance?
New Hampshire does require all owners of classic cars to have classic car insurance. The only way to get away with not having a policy is to never drive the vehicle on the road. If you do, and you don’t have insurance, you risk getting your license suspended as well as hefty fines. You also run the risk of getting involved in an accident and not having any coverage available to compensate you for any losses.
Reach Out To Us
Here at Maschoff Insurance, we help people every day with classic car insurance. We’re here to help keep all of your most prized possessions insured and safe on the road in Ankeny, IA. Contact us today to learn more about classic car policies and how they can benefit you.