Boating and summer go hand in hand like fish and chips. If you live in the Ankeny, IA area and are thinking about purchasing a boat, or if you already own one, speak to Maschoff Insurance about the benefits of boat insurance today.
You can summarize the benefits of boat insurance in very few words. Protection and Peace of Mind. That is what you need to consider when you weigh up whether purchasing boat insurance is worthwhile.
No one can foresee an accident happening, which is the main benefit of boat or watercraft insurance. By purchasing a boat insurance policy, you are protecting your asset from accidental harm financially. Your boat insurance may include cover for replacement or repairs to your boat or salvage if your boat sinks.
When your boat is docked in the harbor, there is the possibility of theft or vandalism outside of the control of your property. Having boat insurance, particularly all-risk options, will let you sleep better at night, knowing your boat is covered no matter where it is, even during transportation.
Injury is another aspect you need to consider. Boating is a lovely outdoor pastime shared by many. Boat insurance with liability coverage allows you peace of mind, knowing that your guests on your boat are protected from financial repercussions if you are legally liable for their injury. It may even cover you if you are responsible for damage to another person’s property, and this does happen, especially when we are having fun and our guard is down.
Boat insurance complements homeowners insurance because sometimes the cover is not sufficient and requires more individualized policies. Speak to the helpful insurance agents at Maschoff Insurance, serving Ankeny, IA, about your watercraft insurance needs today and get your protection and peace of mind.