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Maschoff Insurance Agency LLC

1451 NE 69th Place
Suite 45
Ankeny, IA 50023

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Motorcycle insurance: 5 common motorcycle claims

Cruising The Hawkeye State on the back of a motorcycle is the ultimate form of freedom. But it’s not all rewarding. It does bring some heightened risk. If an accident does occur, motorcycle riders are especially vulnerable. That’s why motorcycle insurance is so important. Just like a helmet, glasses, and gloves, motorcycle insurance is the extra layer of protection you need while riding.

Luckily, Maschoff Insurance can help. Serving the greater Ankeny, IA area, our primary goal is to keep you safe and secure on the roadways.

Here are five common motorcycle claims to look out for while on the roadways:

Excessive Speed

Reckless driving is the leading cause of all motorcycle-related fatalities. Obey the rules of the road, following posted speed limits and wearing all safety gear.

Distracted Driving

Awareness is the most important. Eliminate all distractions, like cell phones and radios, when driving.

Roadway Debris

It’s tough to navigate obstacles on the roadway when you are speeding or not paying attention. Always stay vigilant, searching for potential hazards, like rocks and trash.

Poor Weather Conditions

You can’t control the weather. Heavy rain, high winds, and fog reduce visibility. Don’t ride in these conditions. If a storm pops up while you’re already on the road, pull over and wait for it to pass.

Improper Lane Switching 

Display extra care at intersections. Improper or illegal left turns are a major cause for concern. And avoid lane splitting. This occurs when a motorcycle tries to navigate between two lanes of traffic.

Contact Us Today

Maschoff Insurance in Ankeny, IA understands that any accident can be dangerous. But motorcycle collisions can be especially tricky. That’s why motorcycle insurance is a must. Let our experienced agents find a policy that keeps you protected. Call to set up an appointment today.

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