Maschoff Insurance is an independent agency. We assist the Ankeny, IA community, as well as the surrounding areas. We are committed to helping our clients find policies to protect their assets. We work with multiple carriers across the Midwest. This allows us to offer our clients flexible policies that evolve over time. We look forward to assisting you.
Renters Insurance Policy Breakdown
If you are staying in a rental property in Ankeny, IA or surrounding areas, insurance helps protect your personal items. Renters insurance covers your possessions if they are stolen or damaged. It’s a good idea to take inventory of your possessions when you first move in, as they could help the replacement process run smoothly if an emergency happens. If you have any luxury electronics at your rental property, you can add extra coverage in order to fully cover those items if something happens to them.
Liability coverage is significant as well. Perhaps you plan to throw a party at your rental property and invite some friends over. Liability coverage protects you if one of your guests is injured at the party or damages your neighbor’s property. Perhaps you are cooking in the kitchen, and an accidental fire starts and spreads to your neighbor’s unit. This is another situation where liability coverage will protect you.
You can add loss of use coverage to your rental policy. This type of coverage gives you a safety net as you look for a temporary place to stay if your rental property is damaged by severe weather or another disaster. Be advised that flood damage is not a covered peril unless you amend your renters’ insurance policy.
Maschoff Insurance Will Help You Protect Your Assets
Contact us today to learn more information about renters insurance.