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Maschoff Insurance Agency LLC

1451 NE 69th Place
Suite 45
Ankeny, IA 50023

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What Car Collectors Should Know About Classic Car Insurance

Classic cars can be a great hobby and a great investment. To properly protect this investment, though, you need the proper type of insurance. At Maschoff Insurance serving Ankeny, IA, we can help you better understand your insurance options for classic vehicles.

Classic Car Insurance  FAQs

Regular Auto Insurance Is Not Enough?

Although you can legally drive your classic car with just a regular auto policy, it is important to note that a regular policy will not be enough to truly protect the investment you made. Classic cars are not valued the same way that regular cars are, so a regular policy will not take into consideration the other value factors. 

Classic Vehicle Value

Classic cars and vehicles need special insurance because they are valued a different way. One of the biggest factors that go into valuing your vehicle will be the investment you personally have made. Another factor will be the value the vehicle holds in the classic car market. Again, this is very different from the market value of regular vehicles. 

Determining Coverage

The best way to determine the coverage you will need for your classic vehicle, is to sit down with a trained insurance agent. This professional will be able to evaluate the vehicle accurately, taking into consideration all of the factors that affect the value of classic cars. After this evaluation, a coverage amount will be determined. 

If you would like to learn more about classic car insurance, or any of our other insurance products, please contact us at Maschoff Insurance serving Ankeny, IA, and the surrounding areas. We will be happy to answer your questions and help you find the best insurance products for your needs. 

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