Not everyone desires to become a homeowner, which is why there are so many rental houses available. If you’re considering renting a home in Ankeny IA, you might have several questions. One of these questions might be when renters insurance is a good idea. Maschoff Insurance in Ankeny, IA is happy to assist,
What is Renter’s Insurance?
Renter’s insurance is similar to homeowners’ insurance, as it provides coverage in case you’re sued by someone who is injured while on your rental property or your belongings are damaged in some way. It’s peace of mind for the renter as well as the homeowner/landlord in case the unfortunate were to ever happen.
When is Renter’s Insurance a Good Idea?
Whenever you’re going to rent a home, apartment, or another place to live, having renter’s insurance is always a good idea. Why? You can never predict when a storm might occur and damage your belongings or when a criminal might decide to burglarize your home and steal your personal items. Renter’s insurance will pay you for the value of your belongings at the time of the incident, which will enable you to purchase replacements for the damaged items.
Consult With Us
As you can see, anytime you’re renting, renter’s insurance is a good idea. While some landlords require it, not all of them do. Even if your landlord doesn’t require that you have renter’s insurance, you might want to consider purchasing it. If you’re searching for a new insurance company, Maschoff Insurance covers Ankeny, IA, and we provide renter’s insurance among other types of coverage. Many customers like the option of combining insurance and saving a bit on their rates. Whatever your goals are, give us a call today so we can provide you with a quote.
