State laws are different in every region and will often dictate the kind of insurance your business gets. Iowa is no different, with business owners required to carry out various policies during their company operations. Maschoff Insurance Agency LLC offers a variety of commercial coverage options that businesses in Ankeny, IA can benefit from.
Businesses that own vehicles are required to carry commercial auto insurance, making this the first mandatory policy. This policy covers bodily injury and property damage when business vehicles are involved in an accident. It helps you take care of any medical bills arising from injuries sustained and repair and replacement costs when vehicles and property are damaged.
Workers compensation insurance takes care of employee injuries and is the second compulsory cover for businesses within Ankeny, IA. If you have one or more employees, this coverage ensures that you can cater to injuries sustained by both full-time and part-time employees.
Professional liability insurance marks the first optional coverage for businesses within the state. This will come in handy for companies that deal with expertise and consultation work, such as accounting firms and legal practices. It helps protect businesses against errors and commissions, missed deadlines, and negligence lawsuits.
If you are looking for coverage to take care of common risks that businesses often encounter, general liability insurance will be your go-to. It protects businesses from slander, libel, customer injury at the business premises, and damaged customer property.
Business owner’s policy helps you bundle general liability insurance and property insurance into one, helping you get more comprehensive coverage. It takes care of any damaged business property arising from covered emergencies, property damage that customers get, and customer injuries.
Cyber liability insurance covers your business when you encounter a cyber attack. It will help pay for expenses such as legal fees when sued, client notification costs, and monitoring costs to ensure you do not face such an occurrence again.
To get any of the above commercial insurance options for your Iowa business, call Maschoff Insurance Agency LLC today. Our agents will guide you through the various coverage options and match you with a customized policy.
