Life insurance matters because it is a gift to your loved ones. Every person has a different need and a different financial situation. That is what makes life insurance so important. At Maschoff Insurance in Ankeny, IA we are an independent insurance agency whose focus is on our customers. By getting to know our customers, we are better able to help them choose the right life insurance products.
When you are planning your future, your financial future plays an important part in those plans. Financial planning helps you to make sure that not only are you financially stable today but also in the future. It is never too early to think about retirement and having the kind of later years that are free from money worries.
Life insurance has a role in these plans for the future. There is more to life insurance than just the death benefit. The death benefit is there to make sure that if you are not there, your family will be able to continue to live the life they had when you were alive. This means you have to provide the funds they will need to take the place of your income.
Depending on the type of life insurance you choose, you may also be earning dividends and, in addition to the death benefit, you will have cash value to draw on if you don’t die. This is a double benefit. Especially when you are young and not prone to saving, having a whole life insurance policy allows you to save for the future while having the safety of the death benefit.
Life insurance matters to your dependents but it also matters for you. Having a plan for the future is the best way to guarantee that you will be financially secure, not only today but tomorrow.
Contact Maschoff Insurance in Ankeny, IA to discuss your life insurance needs.